Important Disclosures and Disclaimers
1 No Interest if Paid in Full Within 6 Months. On purchases of $300 or more with your Grand Home Furnishings Credit Card everyday. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts as of 07/31/25: Purchase APR is 34.99%. Penalty APR 39.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
2 No Interest if Paid in Full Within 12 Months. On purchases of $699 or more with your Grand Home Furnishings Credit Card everyday. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts as of 07/31/25: Purchase APR is 34.99%. Penalty APR 39.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
3 No Interest if Paid in Full Within 18 Months. On purchases of $699 or more with your Grand Home Furnishings Credit Card everyday. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts as of 07/31/25: Purchase APR is 34.99%. Penalty APR 39.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
4 Qualifying purchase amount is determined prior to any down payment, taxes or delivery. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.2262% for 36 months, 2.5358% for 48 months, or 2.1242% for 60 months of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if the purchase was a non-promo purchase. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. For new accounts as of 07/16/24: Purchase APR is 34.99%. Penalty APR 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
5 Qualifying purchase amount must be on one receipt. Purchase amount is determined prior to any down payment, taxes or delivery. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
6 Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. You must pay more than your required minimum payment to avoid interest. Visit your Cardholder Agreement for details. Fortiva Retail Credit accounts are issued by The Bank of Missouri, Perryville, MO.
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