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Beckley, West Virginia 25801 Open Today: 10am - 6pm
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We Say YES: Furniture Funding Solutions for Every Budget

We Say YES: Furniture Funding Solutions for Every Budget

We want to help you with your project. Whether you're furnishing your first apartment, setting up a new home, or finally replacing that hand-me-down sofa, part of the process is figuring out how it's going to be funded.

At Grand Home Furnishings, we believe your budget shouldn't be a barrier to building a space you love. That’s why we’ve created a wide range of easy, flexible funding options—many of which are available to customers with low credit or no credit at all.

When we say We Say YES, we mean it. Our team works with you to find a solution that fits your needs, with fast approvals, clear terms, and helpful support along the way.

We Say YES—Even If You’re Just Getting Started

If you’re a first-time buyer or working on rebuilding your credit, you might worry that furniture financing is out of reach. Not at Grand. With a simple application, we can match you to one of our funding partners. You’ll get a response in minutes—no surprises, no pressure.

Make your money go further with our funding options:


 Primary Funding Option 
Synchrony Credit Card

Our primary financing option with the highest approval rates in the industry. Enjoy:

  • Simple application process
  • Decision in seconds
  • Several flexible financing plans to choose from. Subject to credit approval.
  • 24/7 account management
  • A dedicated credit limit that can be used time and again, subject to credit approval.
  • Can be used for online purchases
  • Prequalify or get instant credit decision both in-store and online
  • No processing fee
  • Highest credit approvals in the industry


 Alternative Funding Options 

Fortiva

Looking for flexible terms and a no-money-down option?

  • In-store and online applications
  • 6 and 12-month term options with deferred interest
  • No initial payment
  • $7,500 max credit limit
  • 100% bilingual apply and buy

Lendmark

Prefer longer terms?

  • In-store applications only
  • 12 months same as cash
  • Financing terms up to 60 months
  • No processing fee
  • $15,000 max credit limit
  • Live customer Service access: Monday – Friday, 8:30am – 5:30pm


 Lease to Own Options 
American First Finance

More ways to say yes—especially for lease-to-own.

  • In-store and online applications accepted
  • 6, 12, 18 and 24-month lease terms available
  • Get started for $49 + tax
  • Lease-to-own transaction
  • 120 days early buyout option**
  • Approval amounts from $300 - $7,500 available

Progressive Leasing

Don’t want to use traditional credit? No problem.

  • In-store and online applications
  • Instant decision
  • Standard agreement offers 12 months to ownership
  • Initial payment of $49 + tax+
  • 90-day and other early purchase options#



Ready to Apply?

You can apply online or stop by any Grand Home Furnishings store. Our team will walk you through the process and help you find the funding plan that works best for your situation.

P.S. Don’t forget to check out our current sales! It’s the perfect time to stretch your funding even further.

Current Sale


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With 18 convenient locations in Virginia, West Virginia, and Tennessee, Grand Home Furnishings offers the largest selection of quality furniture and mattresses to fit your home’s style. Visit us in-store or online anytime at grandhf.com!

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